Nava Benefits

About Nava Benefits and Differentiation
What is Nava Benefits and what services does it offer?
Nava Benefits is the first modern, full-service benefits brokerage built for HR professionals and business leaders. We combine expert consulting with AI-powered tools to help HR teams control healthcare costs, cut complexity, and deliver a clear, affordable, and navigable benefits experience for employees.
We provide end-to-end brokerage services — benefits strategy, carrier negotiations, renewals, employee benefits support, compliance, automatic audits of carrier bills, benchmarking and technology integration — delivered through Nava HQ for HR teams and their employees.
Nava HQ is an AI-powered platform built for HR leaders.
It brings renewals, modeling, compliance, and expert support into one system—eliminating spreadsheet chaos and inbox overload. With real-time visibility, you can make faster, smarter decisions.
Employees get their own HQ benefits experience too—a mobile app that makes benefits simple to understand, choose, and use all on the go anytime, anywhere reducing contacts to HR and saving them hours every week.
How is Nava different from a legacy broker?
Legacy brokers are stuck in a 1990s playbook of spreadsheets, PDFs, and reactive service. Nava takes a different approach — blending human expertise with technology to deliver smarter decisions, faster.
We provide a unified benefits platform with AI-powered tools, real-time renewal modeling, built-in audits, compliance tracking, high-touch support, and embedded employee advocacy. The result: HR gains a true co-pilot—proactive, strategic, and by your side all year, not just during open enrollment.
Traditional brokers like to do the same thing every year and often times it’s a rinse and repeat on benefit renewals instead of taking a multi-year strategy to do the best for their client.
What technology does Nava use to improve employee benefits management?
Our two core platforms work together to simplify benefits for everyone:
	•	Nava HQ for HR teams: renewal modeling, real-time audits, compliance tracking, and centralized document storage.
	•	Nava Benefits App for employees: plan decision support, real-time deductible tracking, digital ID cards, AI + human chat concierge, and bill review.
Both are fully integrated and built to replace manual work with automation.
Is Nava a licensed brokerage firm?
Yes — Nava is a fully licensed employee benefits brokerage operating nationwide.

Cost and Value
Does Nava cost more than a legacy broker?
No. Clients often pay the same or less than they would with a legacy broker — but get significantly more value through Nava’s AI-powered tools, year-round strategy, and hands-on service. Nava has prioritized making the employee benefits experience more efficient.
What’s included in Nava’s pricing?
Our pricing includes all brokerage services — renewals, strategy, compliance, carrier negotiations — plus full access to Nava HQ, the Nava Benefits app for employees an…