Column

# Column

> Column N.A. is a nationally chartered bank built for developers. Access banking infrastructure including ACH, wires, real-time payments, checks, lending, and card issuing through a modern API.

- [Full documentation (single file)](https://column.com/llms-full.txt)

## Products

- [ACH](https://column.com/ach/): Originate ACH credits and debits with a single API request. Take advantage of all five settlement windows, configure every field, and own the return and dispute process.
- [Wire](https://column.com/wire/): Instantly send funds to any bank account with FedWire via API. Receive domestic and international wires with realtime updates and full raw data.
- [Realtime (FedNow)](https://column.com/realtime/): Leverage the newest payment rail from the Federal Reserve, FedNow. Get the speed of Wire with the flexibility and affordability of ACH.
- [Book Transfers](https://column.com/book-transfers/): When you own both accounts at Column, transfers are real-time every second of the day.
- [Checks](https://column.com/checks/): Full control of end to end check flows. From RDC to checkbooks to positive-pay, build your optimal check flow and own the entire process.
- [Bank Accounts](https://column.com/bank-accounts/): Spin up programmable and scalable FDIC insured bank accounts in one API call.
- [Card Programs](https://column.com/card-programs/): Build a card program to offer your customers any type of card. Column works with all major networks and issuer processors.
- [Ledger](https://column.com/ledger/): Ledger each transaction onto a proprietary modern system of record with complete visibility and full banking functionality.
- [International Wires](https://column.com/international-wires/): Direct access to Swift and international routing.
- [Loan Origination](https://column.com/loan-origination/): Configure and build a flexible national lending program with a nationally chartered bank partner.
- [Loan Purchase](https://column.com/loan-purchase/): Programmatically sell the loans you originate to Column and turn interest into fee income.
- [Debt Financing](https://column.com/debt-financing/): Grow your lending program more efficiently with Column capital.

## Company

- [About Column](https://column.com/company/): Column is a nationally chartered bank (Column N.A.) built from the ground up to serve developers and builders creating new financial products.
- [Careers](https://column.com/careers/): Join the Column team. We're on a mission to change the financial landscape.
- [Press](https://column.com/press/): Column press coverage and media inquiries.
- [Security](https://column.com/security/): Column's commitment to providing innovative financial services without sacrificing the safety of personal information.
- [Blog](https://column.com/blog/): News and updates from the Column team.
- [Changelog](https://column.com/changelog/): Stay up to date with the latest improvements to Column.

## Specialty Deposits

- [Title & Escrow](https://column.c…